Frequently Asked Questions

How It Works:

What do I need to apply for a loan?
How much can I borrow?
How soon can I get my money?
How much does a First Bank of Delaware loan cost?

Payment Options:

What are my First Bank of Delaware payment options?
What happens if I don’t make a payment on my loan by the due date?

Application:

How do I know when my application is approved?

Security:

How does First Bank of Delaware protect my personal information?
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* Loans are offered by First Bank of Delaware (member FDIC). Maximum loan amount for initial loan is $1000.00. Maximum loan amount for subsequent loans is $2500.00. All loans are subject to credit approval. Credit approval is subject to the bank’s credit standards, and actual terms (including actual loan amounts) may vary by applicant. Applications processed before 6:00 p.m. Eastern Time are typically funded the next banking day. In some cases we may not be able to verify your application information and may ask you to provide certain documents. The Annual Percentage Rate (APR) for a loan of $1000.00 is 219.4% with 30 bi-weekly payments of $92.53. Click the Loan Cost and Terms tab on www.FBDLoans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.