How the Bank Holiday Affects Your Loan Funding

11/11/2009 is a bank holiday.

All banks will be closed. This holiday may delay the funding of your FBDLoans loan by one day.


Upon your acceptance of the loan terms, we fund the money to your bank at 5PM Eastern Time the first possible banking day (M-F except holidays). Funds typically arrive at your bank the next banking day.


EXAMPLE:
Funding of loans accepted now:
Saturday, November 07, 2009 8:18 AM Eastern Time
will arrive at your bank on:
Tuesday, November 10, 2009

 

Loans Accepted BEFORE 5PM Eastern Time*:

Fri
Nov 6

Sat
Nov 7

Sun
Nov 8

Mon
Nov 9

Tue
Nov 10

Wed
Nov 11

Thu
Nov 12

Fri
Nov 13

 

Will Arrive at Your Bank**:

Mon
Nov 9

Tue
Nov 10

Tue
Nov 10

Tue
Nov 10

Thu
Nov 12

Fri
Nov 13

Fri
Nov 13

Mon
Nov 16

*Loans received after 5PM Eastern Time are accepted the next day.

**Posting of the funds to your bank account that day
depends solely on the efficiency of your bank.

 
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* Loans are offered by First Bank of Delaware (member FDIC). Maximum loan amount for initial loan is $1000.00. Maximum loan amount for subsequent loans is $2500.00. All loans are subject to credit approval. Credit approval is subject to the bank’s credit standards, and actual terms (including actual loan amounts) may vary by applicant. Applications processed before 6:00 p.m. Eastern Time are typically funded the next banking day. In some cases we may not be able to verify your application information and may ask you to provide certain documents. The Annual Percentage Rate (APR) for a loan of $1000.00 is 219.4% with 30 bi-weekly payments of $92.53. Click the Loan Cost and Terms tab on www.FBDLoans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.